Personal Checking Accounts
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Regular Checking
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | $500 and above | None | No |
| $0.00 to $499.99 | $6.00 plus $.25 per check paid item which includes all debited items. | No |
Now Checking
Community Gold Checking (Senior Account)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $100.00 | None | No maintenance fee unlimited checking | Yes |
| Account Features: Designed for those 50 and older; Wallet Checks provided; No fee for Cashiers Checks; No fee for Travelers Checks | |||
Community Checking
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $100.00 | None | $8.00 per month | No |
| Account Features: Unlimited check writing; No fee for Travelers Checks; Discounted fee of $3.00 for Cashiers Checks | |||
Community Student Checking (ages 13-18, joint with adult)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | None | None | No |
| Account Features: On the 19th birthday the account will be converted to a regular checking account unless the bank is notified that the customer is still a student. | |||
Community Grad Checking (ages 19-23)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | None | None | No |
| Account Features: On the 23rd birthday the account will be converted to regular checking unless the bank is notified. | |||
Personal Savings Accounts
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Regular Savings
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | $100 and above | None | Yes |
| $0.00 to $99.99 | $2.00 | Yes | |
| Other Fees/Limits: $2.00 per withdrawal in excess of 2 per month. Early closing fee of $20.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month. | |||
Treasuresaver Club (ages 0-13, joint with adult)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $10.00 | $10 and above | None | Yes |
| $0.00 to $9.99 | $1.00 | Yes | |
| Other Fees/Limits: Early closing fee of $10.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month. | |||
Holiday Savings
Personal Money Market
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $1,000.00 | $1,000 and above | None | Yes |
| $0.00 to $999.99 | $6.00 | Yes | |
| Other Fees/Limits: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. A $3.00 Excessive Money Market Fee will be assessed for each transaction in excess of 6 per month. | |||
Personal Credit Cards
The Platinum Collection
| Features & Benefits: |
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We are proud to offer a local credit card with global purchasing power. Our Platinum Collection, and the World and World Elite Collection, from Mastercard® offers you a credit card designed to complement the way you live provided by the community bank you trust. You have the freedom to choose a card that fits your specific needs. Platinum Preferred
Platinum Payback
Platinum
*Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Subject to enrollment and periodic promotions. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
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1Interest Bearing Account Disclosures
- Interest is accrued daily and credited on the last day of each statement cycle. Monthly statements are provided on NOW Accounts, Seniors Accounts, and Money Market Accounts. Quarterly Statements are provided on Regular Savings and Treasuresavers Accounts.
- We use the current daily ledger balance method to calculate the interest on your account. This method applies a daily periodic rate to the current ledger balance in the account each day.
- If you close your account before interest is credited, you will receive the accrued interest.
Your interest rate and APY may change
