Personal Checking Accounts
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Regular Checking
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | $500 and above | None | No |
| $0.00 to $499.99 | $6.00 plus $.25 per check paid item which includes all debited items. | No |
Now Checking
Community Gold Checking (Senior Account)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $100.00 | None | No maintenance fee unlimited checking | No |
| Account Features: Designed for those 50 and older; Wallet Checks provided; No fee for Cashiers Checks; No fee for Travelers Checks | |||
Community Checking
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $100.00 | None | $8.00 per month | No |
| Account Features: Unlimited check writing; No fee for Travelers Checks; Discounted fee of $3.00 for Cashiers Checks | |||
Community Student Checking (ages 13-18, joint with adult)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | None | None | No |
| Account Features: On the 19th birthday the account will be converted to a regular checking account unless the bank is notified that the customer is still a student. | |||
Community Grad Checking (ages 19-23)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | None | None | No |
| Account Features: On the 23rd birthday the account will be converted to regular checking unless the bank is notified. | |||
Personal Savings Accounts
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Regular Savings
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $50.00 | $100 and above | None | Yes |
| $0.00 to $99.99 | $2.00 | Yes | |
| Other Fees/Limits: $2.00 per withdrawal in excess of 2 per month. Early closing fee of $20.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month. | |||
Treasuresaver Club (ages 0-13, joint with adult)
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $10.00 | $10 and above | None | Yes |
| $0.00 to $9.99 | $1.00 | Yes | |
| Other Fees/Limits: Early closing fee of $10.00 if the account is closed within six months. Transfers from a savings account to another account, or third parties by pre-authorized, automatic, or telephone transfers are limited to six per calendar month. | |||
Holiday Savings
Personal Money Market
| Amount Needed to Open: | Minimum Ledger Balance: | Maintenance Fee: | Interest Bearing:1 |
| $1,000.00 | $1,000 and above | None | Yes |
| $0.00 to $999.99 | $6.00 | Yes | |
| Other Fees/Limits: Transfers from a Money Market Deposit Account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle. A $3.00 Excessive Money Market Fee will be assessed for each transaction in excess of 6 per month. | |||
Personal Credit Cards
The Platinum Advantage Card
| Features & Benefits: |
As with any Visa or MasterCard, your Platinum Advantage card means worldwide acceptance at millions of merchant locations and you can obtain cash at more than 800,000 ATMs in the U.S. and 144 countries around the world. Platinum Advantage is the only card you will ever want to use while shopping, traveling, entertaining or getting cash advances.What Makes Platinum Shine?
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1Interest Bearing Account Disclosures
- Interest is accrued daily and credited on the last day of each statement cycle. Monthly statements are provided on NOW Accounts, Seniors Accounts, and Money Market Accounts. Quarterly Statements are provided on Regular Savings and Treasuresavers Accounts.
- We use the current daily ledger balance method to calculate the interest on your account. This method applies a daily periodic rate to the current ledger balance in the account each day.
- If you close your account before interest is credited, you will receive the accrued interest.
Your interest rate and APY may change
